It is common for otherwise successful people to allow their investment portfolios to evolve without a coherent plan or strategy. Our investment professionals assist our clients in developing an investment strategy that is consistent with their individual goals and risk tolerance and that is coordinated with their retirement and estate plans.
We strive to give our clients the peace of mind that comes from having an organized and understandable investment program. Simplicity is a key goal of our investment planning, because complex investment programs create undue record-keeping and tax headaches for you. And our investment philosophy really is quite simple:
Choose quality, experienced money managers
Diversify (but do not overdiversify) among different sectors of the market (small, medium, & large companies; value & growth; domestic & international)
Allocate appropriately among stocks, bonds, & real estate
- Re-balance (re-align) your investments periodically or whenever the percentage of your assets in an investment materially exceeds your target percentage
Monitor managers and make changes periodically
Meet with clients periodically to review the investments and the overall plan
Provide consistent responsive service to our clients
Some of the tools we use in planning your investment strategy are mutual funds, fixed and variable annuities, variable life insurance policies, and direct participation programs, such as real estate investment trusts (REITs). We work wth you to find the right types of investments for you and your family.
Investments are sold not by Woodard Insurance, LLP, but only by our licensed partners and employees who are FINRA registered representatives.