Life Insurance Planning
If you are not using Woodard for your life insurance planning, you are missing out on the finest life insurance planning team in Tarrant County. Our life insurance planning services include reviewing and recommending term and permanent insurance programs for individuals and businesses. We are completely independent and work with more than 20 life insurers.  Of greatest value is our experience in negotiating pricing for persons with health conditions.

Estate Planning
The two fears of most of Woodard's affluent clients are paying too much estate tax and leaving too much to their progeny (but not always in that order!). We work with your attorney and CPA to assist in the proper drafting of trusts, wills, foundation instruments, and other documents related to your estate plan, and we help you with the annual maintenance of your life insurance trusts.

Disability Planning
We establish disability insurance plans for individuals and corporations and have advised more doctors on their disability insurance than any other insurance planning firm in Tarrant County. Frequently, these plans are set up as Sec. 105 Wage Continuation plans for top executives. Through negotiations with insurers, we can obtain significant discounts on premiums and underwriting concessions for our corporate clients.

Investments & Retirement Planning
We can help you to plan for your "Golden Years," whether they are just around the corner or several blocks away. We help you to establish a solid investment plan, suited to your personal goals and risk tolerance (through our FINRA registered representatives only).

Long-Term Care Planning
We represent some of the nation's top Long-Term Care insurers. We help you to help the ones you love retain their dignity and independence when they need professional care in their home or in a nursing home.

Employee Benefits
We negotiate with insurers to obtain the best rates possible for your group health, life, dental, and disability plans. We frequently establish "Cafeteria Plans" to provide tax-free benefits for our clients, and we help you navigate through the complex state and national laws, such as COBRA and HIPAA.

Fee-Based Insurance Consulting
In addition to our traditional insurance planning, we offer fee-based consulting to companies or individuals seeking a professional opinion on insurance related matters, including an independent review of your current or planned insurance portfolio and expert witness services.